Affordable homes for America.

Settle Houses buys, renovates, and either rents or resells single-family and small multifamily homes across the country — turning distressed inventory into quality homes for hardworking families.

A renovated American single-family home with a wraparound porch A brick single-family home in a Sun Belt neighborhood
100+
Total purchases
4
Active markets
2 wks
Typical close
What we do

We take on the homes the market leaves behind.

Many real estate funds compete with individual buyers for move-in-ready homes. We take a different approach — focusing on distressed properties that traditional banks won't finance and retail buyers can't take on.

What we buy

Single-family and small multifamily homes from $60k–$300k that need renovation. Because most banks won't finance distressed inventory, we're not competing with retail buyers.

Where we buy

We buy in select markets — Buffalo, Birmingham, Middle Georgia, and Kansas City — where affordable housing is needed most.

How we move

We buy in any condition and can close in as little as two weeks. Most purchases are made sight-unseen when the photos tell us enough.

Our mission

Quality, affordable housing for families across America.

By transforming homes that would otherwise sit vacant, we reduce neighborhood blight and return them to use — as high-quality, affordable rentals or move-in-ready homes for sale.

Every house we renovate is one more family that gets a place they can proudly call home — and one more block on its way back.

Where we buy

Markets we know block by block.

Buffalo, NY Birmingham, AL Middle Georgia Kansas City

We concentrate in a handful of markets where demand for quality affordable housing outpaces supply — and where a renovated home makes the biggest difference to a neighborhood.

A single-family home on a tree-lined street Buffalo · Birmingham · Middle GA · KC
Our process

Fast, transparent, and built for scale.

We've streamlined acquisition so a distressed home can go from photos to closed in a matter of weeks.

01

Source

We identify distressed single-family and small multifamily homes in our target markets that lenders and retail buyers pass over.

02

Acquire

We buy in any condition — often sight-unseen from photos — and close in as little as two weeks.

03

Renovate & place

We bring each home up to standard and return it to the market — rented out to a family or resold as a quality, move-in-ready home.

Get in touch

Have a question about
what we do?

Whether you're a partner, vendor, or just want to learn more about our approach to affordable housing, we'd love to hear from you.

Email us →